Posts

Personal Loan: An ideal financial solution to meet your cash crunch

Image
'Your salary XXXX is credited to your bank account', is one of the best messages in your inbox. It would instantly set your mood for a minute. You will spend the next few days shopping around, pay EMIs on existing debts such as car loan, home loan, and meet other expenses as well. However, suddenly in the middle of the month, you realize that you have spent a major chunk of your salary and there comes an unexpected financial emergency such as: pay for your sibling's college fee or dad's medical bill. You will try to find out ways to borrow money from relatives or friends, however, every time it’s not possible. Thus, one of the perfect solutions for you is to avail the short-term personal loan . A lot of fintech companies and credit unions offer short-term personal loans to salaried individuals, who are in dire needs of finances during the mid-month. You can borrow as little as Rs 10,000 and can go up to Rs 2 lakhs at a time. e-lenders sanction loan based

What are the eligibility criteria for a personal loan online?

Image
What are the eligibility criteria for a personal loan online? Financial and medical emergencies can occur with any person and at any given time. Thus, one must always save funds in order to ensure that he or she is able to resolve that problem easily. However, many-a-time, people are often left without any savings in their kitties. At such times, that person always looks for financial assistance; this financial assistance can be from a traditional financier or a loan shark. However, the interest rates charged by the traditional financiers are way higher than the ones given out by banks and NBFCs (non-banking financial companies). The new-age financial institutions have even started providing their lending services such as personal loan online ; further, a sturdy internet connection and an appropriate electronic device are the only things that you need to apply online. Personal Loan by Early Salary The numerous features of opting for personal loan online are here as

The best salary advance loan app in India

Image
The cost of a good lifestyle is above the reach for most of the middle-class citizens. This problem has been further escalated due to the higher inflation rates and lower cash flow amongst the citizens. Thus, we all look for ways to arrange cash and relieve our financial exigencies; we have the option to either borrow money from peers or to save face and opt for a loan. There are numerous places through which you can borrow money- traditional financiers as well as new-age financial institutions. The best option would be to opt for a loan from advance salary app which is a FINTECH firm over a high-interest rate loan offered by the loan sharks. There are numerous institutions that offer these loans online; thus, it has become quite difficult to choose the best one amongst them. Cash Loans However, before we highlight the list of factors which will help you find the best loan app in India. Let us discuss, as to why you should be opting for these online loans in the first pl

Instant Personal Loan App: Meet your financial exigencies with ease

Image
Instant Personal Loan App: Meet your financial exigencies with ease Personal loans are one of the best financial solutions when it comes to meet your urgent needs. However, until a couple of years ago the process of applying for personal loans especially through banks and credit unions was quite a tussle task. You had to visit branches, collect and fill up forms, submit them with all the documents, let the verification guys knock at your doorstep and finally wait for the loan status. The process of was time-consuming and complex. With the emergences of fintech companies, the entire hassles and inconvenience have been set aside for the borrowers. These firm offer personal loan within quick sanction and instant loan disbursal. All you need is a sturdy internet connection on your smartphone and you're set to choose your favourite instant personal loan app . Once you download the app you can log in through Gmail or Facebook, fill the details such as loan amount required, inte

Benefits of applying for personal loans

Image
Benefits of applying for personal loans One may face financial crises at any given point in his or her life. These financial crises may arise because of personal reasons such as costs of the wedding, medical emergency, etc. or because of business reasons. In those times, we often fall prey to the trap of high-interest rate loans, given out by traditional financiers and loan sharks. Thus, it is imperative to check all the options available in front of us before finalizing on a particular loan. One such great option is the personal form of loan given out by banks and NBFCs (non-banking financial companies). These loans can be procured by you and can be used for anything and everything that you want; as long as it is something legal. However, as these loans are basically unsecured in nature, thus you need to meet the eligibility criteria in order to get personal loans . Get Personal Loans The benefits of applying for personal loans are as follows:   There are a number o

5 good reasons why you should opt for a quick personal loan

Image
5 good reasons why you should opt for a quick personal loan There are a number of banks and NBFCs (non-banking financial companies) which offer personal loans. These personal forms of loans can be used to buy anything and everything; as long as the money is used for legal activities. Thus, you can make use of these personal loans in order to take care of your personal as well as business needs. These loans come in handy when we are in urgent need of cash and have no legible source of income. Thus, you can make use of this cash in order to pay the medical bills or take care of that last minute trip you have planned. The feature of instant loan approval is an added advantage that one can make use of by opting for a personal loan. There is no need of collateral in order to procure a personal form of a loan. However, there are other eligibility criteria that you have to meet, in order to procure a personal loan. As these loans are given out by banks and NBFCs (non-banking fin

6 things to keep mind before applying for Short Term Loans or Payday Loans

Image
6 things to keep mind before applying for Short Term Loans/Payday Loans. Short term loan or payday loan are very useful to cover small but pressing financial needs. Be it a phone bill, an expensive dinner date or an impromptu trip to Goa, such loans are the perfect financial solution. So if you ever find yourself in a fix financially, opting for such a loan is a good idea. However, before you sign anything and make any concrete decisions, remember to keep these points in mind. 1. Instant online approvals. Try looking for a finance solution that provides smooth, snappy solutions. This way you can skip branch visits, paperwork, complex paperwork and nerve rackingly awaiting approvals. Some next-generation lenders even have an app through which you apply, submit your documents and get approvals within minutes with direct transfers directly into your account. 2. Void of hidden costs. The lender you go with should disclose all costs and expenses applicable upfront and transpa